Here is a roundup of alleged cons, frauds and schemes to watch out for.
AFFORDABLE CARE ACT
President Obama’s Affordable Care Act has opened the door to a new wave of fraud, the Federal Trade Commission said in a recent bulletin.
People have been making unsolicited telephone calls to U.S. residents, asking for personal information and credit card numbers that allegedly would help the residents get coverage under the new healthcare law.
If consumers receive calls from people who claim to be from the government and ask for personal information, such as the person’s name, Social Security number or birth date, they should hang up immediately, the FTC said.
As the U.S. jobs market remains weak, criminals are looking to exploit desperate people looking for work.
The Better Business Bureau said a recent scam involves emails that use the names of real companies but are really efforts to obtain consumers’ personal information that can be used to defraud them.
To avoid being scammed, the BBB said, consumers should not respond to ads that contain grammatical mistakes or ask applicants to pay for training.
Consumers should be cautious when dealing with door-to-door salespeople offering discount magazine subscriptions, the BBB said in a bulletin on its website.
Consumers have filed hundreds of complaints against several companies that appear to be “part of an extensive, organized network of thieves,” the BBB said. The salespeople often have stories of tragedy and desperation, but the magazines they promise never arrive, the BBB said.
Consumers should research the subscription companies before buying and, if they do buy, should use a credit card, making it easier to receive a refund.